• As someone who has spent the last week sick, bed-ridden and breaking into a cold sweat any time I attempt to do anything the least bit productive, I'm trying to take this mantra to heart. ⁠⠀ ⁠⠀ If it means another 5 days of doing nothing from my couch, so be it 🤒 🛋 🛏 ⁠⠀ ⁠And if anyone else's 2020 is not off to smoothest start, I SEE you and I FEEL you. ⁠⠀ ⁠⠀ 📸 @careercontessa⁠ Mantra @mantramagazine ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #hustle #womeninbusiness #womenentrepreneurs #femaleceo #workingwoman #ambitiouswomen
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    As someone who has spent the last week sick, bed-ridden and breaking into a cold sweat any time I attempt to do anything the least bit productive, I'm trying to take this mantra to heart. ⁠⠀ ⁠⠀ If it means another 5 days of doing nothing from my couch, so be it 🤒 🛋 🛏 ⁠⠀ ⁠And if anyone else's 2020 is not off to smoothest start, I SEE you and I FEEL you. ⁠⠀ ⁠⠀ 📸 @careercontessa⁠ Mantra @mantramagazine ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #hustle #womeninbusiness #womenentrepreneurs #femaleceo #workingwoman #ambitiouswomen
  • I launched a greeting card company (@statementcards 👈🏼) in 2019 to start giving these kinds of milestones SOME of the recognition they deserve. ⁠⠀ ⁠⠀ With messages like 'closing the pay gap like a boss' and 'you're not too expensive they just can't afford you yet,' @statementcards believes personal accomplishments and career milestones are as worthy of celebration as pregnancies and engagements.⁠⠀ ⁠⠀ Whether it's supporting your sister as she starts her own business, congratulating your bestie when she scores a raise, or taking a moment to acknowledge yourself when you finish paying off your student loans, @statementcards are made to help you celebrate joyfully and unapologetically 🎉 ⁠⠀ ⁠⠀ What milestones are you celebrating (or hoping to celebrate) in 2020? ⁠⠀ ⁠⠀ ⁠⠀ Words from @femislay 🔥 ⁠⠀ ⁠⠀ #womensempowerment #womensupportingwomen #womeninspiringwomen #feministenergy #thefutureisfemale #feminist #workingwoman #statementcards #statementcelebrations
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    I launched a greeting card company (@statementcards 👈🏼) in 2019 to start giving these kinds of milestones SOME of the recognition they deserve. ⁠⠀ ⁠⠀ With messages like 'closing the pay gap like a boss' and 'you're not too expensive they just can't afford you yet,' @statementcards believes personal accomplishments and career milestones are as worthy of celebration as pregnancies and engagements.⁠⠀ ⁠⠀ Whether it's supporting your sister as she starts her own business, congratulating your bestie when she scores a raise, or taking a moment to acknowledge yourself when you finish paying off your student loans, @statementcards are made to help you celebrate joyfully and unapologetically 🎉 ⁠⠀ ⁠⠀ What milestones are you celebrating (or hoping to celebrate) in 2020? ⁠⠀ ⁠⠀ ⁠⠀ Words from @femislay 🔥 ⁠⠀ ⁠⠀ #womensempowerment #womensupportingwomen #womeninspiringwomen #feministenergy #thefutureisfemale #feminist #workingwoman #statementcards #statementcelebrations
  • ‘I am confident that I can…’ ‘Bring up money by the third date?’ ‘Tell my partner my student loan balance?’ ‘Start managing my own 401k?⁠’ ⁠⠀ Day 4 of the cash confidence challenge is all about relationships love ❤️ and money 💸. Because whether we’re talking about a relationship that’s with a parent, a best friend or a long-term partner, we’re talking about a relationship that has a direct impact on your finances.⁠⠀ ⁠⠀ And if you’ve committed to practicing smart money habits in service of your financial goals, and your immediate social circle does not share that same commitment, it’s going to be substantially more difficult for you to follow through.⁠⠀ ⁠⠀ This is especially true when you’re just starting out and learning to push past your own internal obstacles. The last thing you need are added external roadblocks, like a colleague telling you you’ll never get that raise you want, or a judgmental friend accusing you of being cheap when you opt to ride the subway instead of splitting a cab.⁠⠀ ⁠⠀ So day 4 is dedicated to identifying the aspects of your relationships, present and/or past, that have supported a lifestyle built around your values and priorities, and the aspects that have detracted from or pushed you away from a lifestyle built around your valued and priorities. ⁠⠀ ⁠⠀ Ultimately, the goal is to identify what a healthy financial relationship looks like for you, and the steps you can take to get it. Committing to those steps by filling in the blank - “I am confident that I can …..”⁠⠀ ⁠⠀ ⁠⠀ To sign up for the full challenge, visit stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #loveandmoney #personalfinance #marriage #marriedmoney #couplesgoals #wealthymindset #financialfreedom #personalfinanceforwomen #womensempowerment #loveandmarriage #familyandfinance #marriagegoals⁠⠀ #nycwedding
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    ‘I am confident that I can…’ ‘Bring up money by the third date?’ ‘Tell my partner my student loan balance?’ ‘Start managing my own 401k?⁠’ ⁠⠀ Day 4 of the cash confidence challenge is all about relationships love ❤️ and money 💸. Because whether we’re talking about a relationship that’s with a parent, a best friend or a long-term partner, we’re talking about a relationship that has a direct impact on your finances.⁠⠀ ⁠⠀ And if you’ve committed to practicing smart money habits in service of your financial goals, and your immediate social circle does not share that same commitment, it’s going to be substantially more difficult for you to follow through.⁠⠀ ⁠⠀ This is especially true when you’re just starting out and learning to push past your own internal obstacles. The last thing you need are added external roadblocks, like a colleague telling you you’ll never get that raise you want, or a judgmental friend accusing you of being cheap when you opt to ride the subway instead of splitting a cab.⁠⠀ ⁠⠀ So day 4 is dedicated to identifying the aspects of your relationships, present and/or past, that have supported a lifestyle built around your values and priorities, and the aspects that have detracted from or pushed you away from a lifestyle built around your valued and priorities. ⁠⠀ ⁠⠀ Ultimately, the goal is to identify what a healthy financial relationship looks like for you, and the steps you can take to get it. Committing to those steps by filling in the blank - “I am confident that I can …..”⁠⠀ ⁠⠀ ⁠⠀ To sign up for the full challenge, visit stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #loveandmoney #personalfinance #marriage #marriedmoney #couplesgoals #wealthymindset #financialfreedom #personalfinanceforwomen #womensempowerment #loveandmarriage #familyandfinance #marriagegoals⁠⠀ #nycwedding
  • I REALLY need this dress 🙋🏻‍♀️ anyone else? 📸 @brandassembly #getmoneygetpaid #getmoney #freelancer #freelancelife #entrepreneurlife #womeninbusiness #womeninbiz #femaleentrepreneur #femaleceo
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    I REALLY need this dress 🙋🏻‍♀️ anyone else? 📸 @brandassembly #getmoneygetpaid #getmoney #freelancer #freelancelife #entrepreneurlife #womeninbusiness #womeninbiz #femaleentrepreneur #femaleceo
  • Yesterday was the one 'week-aversary' of 2020 🎉 so it feels like as good a time as any to check back in with goals, resolutions and commitments.⁠⠀ ⁠⠀ Like everyone else, I struggle with some of my resolutions more than others. And what I notice about the ones I successfully keep is that they tend to be SPECIFIC.⠀ ⁠⠀ For example, 'I want to save more money this year,' has never been a particularly effective resolution me. Sure, it's a great sentiment, but it's not a great resolution.⁠⠀ ⠀ Why? Because we need to be SPECIFIC if we're going to be effective.⁠⠀ ⠀ So on day 3 of my cash confidence challenge the assignment is to translate each resolution or goal into tangible, measurable terms and action steps.⠀ ⠀ For example, if you want to save $6,000 in an emergency fund by next New Years and you don’t have any emergency fund savings right now, you can calculate that you’ll need to save $500 each month in order to achieve your goal.⁠⠀ ⁠⠀ Once you’ve set that goal, you can get even more specific by identifying exactly where in your budget you can free up an additional $500 each month. Maybe it’s by getting a roommate to help reduce your housing costs. Or maybe you can pick up a babysitting gig every other weekend so you can earn the additional income necessary to meet your goals.⁠⠀ ⠀ Instead of crossing your fingers and hoping that you’ll be able to make your goals happen someday, the idea is to figure out what it is you need in tangible⁠ financial terms, in order to make that resolution a reality.⁠⠀ ⠀ So whatever goals you have for the coming year, consider how you can make them more specific. By grounding your financial goals in actual numbers, you can break them down into smaller, more manageable next steps and track your progress throughout the year, making adjustments as necessary.⁠⠀ ⠀ For more on this strategy and others designed to help you make 2020 the year you stop stressing about your money and start taking control of it, check out my free 7 day cash confidence challenge at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⠀ ⠀ ⠀ ⠀ ⠀ #financialfreedom #hustle #personalfinance #personalfinanceforwomen #millennialmoney #womeninbusiness
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    Yesterday was the one 'week-aversary' of 2020 🎉 so it feels like as good a time as any to check back in with goals, resolutions and commitments.⁠⠀ ⁠⠀ Like everyone else, I struggle with some of my resolutions more than others. And what I notice about the ones I successfully keep is that they tend to be SPECIFIC.⠀ ⁠⠀ For example, 'I want to save more money this year,' has never been a particularly effective resolution me. Sure, it's a great sentiment, but it's not a great resolution.⁠⠀ ⠀ Why? Because we need to be SPECIFIC if we're going to be effective.⁠⠀ ⠀ So on day 3 of my cash confidence challenge the assignment is to translate each resolution or goal into tangible, measurable terms and action steps.⠀ ⠀ For example, if you want to save $6,000 in an emergency fund by next New Years and you don’t have any emergency fund savings right now, you can calculate that you’ll need to save $500 each month in order to achieve your goal.⁠⠀ ⁠⠀ Once you’ve set that goal, you can get even more specific by identifying exactly where in your budget you can free up an additional $500 each month. Maybe it’s by getting a roommate to help reduce your housing costs. Or maybe you can pick up a babysitting gig every other weekend so you can earn the additional income necessary to meet your goals.⁠⠀ ⠀ Instead of crossing your fingers and hoping that you’ll be able to make your goals happen someday, the idea is to figure out what it is you need in tangible⁠ financial terms, in order to make that resolution a reality.⁠⠀ ⠀ So whatever goals you have for the coming year, consider how you can make them more specific. By grounding your financial goals in actual numbers, you can break them down into smaller, more manageable next steps and track your progress throughout the year, making adjustments as necessary.⁠⠀ ⠀ For more on this strategy and others designed to help you make 2020 the year you stop stressing about your money and start taking control of it, check out my free 7 day cash confidence challenge at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⠀ ⠀ ⠀ ⠀ ⠀ #financialfreedom #hustle #personalfinance #personalfinanceforwomen #millennialmoney #womeninbusiness
  • Confession: I call my 💸 my empire. My empire might be small (for now), but I am COMMITTED to growing it.⁠⠀ Hands up if you're with me 🙌🏼 ⁠⠀ The boring translation of 'my empire' is 'my net worth'. But whatever you call it, you gotta know what's happening in it. Because if you don’t know where you currently stand, how can you effectively plan for the future?⁠⠀ ⁠⠀ In day 2 of my cash confidence challenge, we talk about taking inventory of your 💸 empire so you can take full ownership of it.⁠⠀ ⁠⠀ To start, you’ll need to create two lists -⁠one list with everything you own, financially speaking - think checking account balances, savings account balances, retirement account balances and assets with significant value like your home, car and any collectibles and their current value. ⁠⠀ ⁠⠀ And another list with everything you owe - credit card balances, student loan balances, car loans, etc.⁠⠀ ⁠⠀ Once you’ve filled out both lists, add up the value of everything you own (your assets), and subtract the total amount of everything you owe, (your debts). The result is your net worth = your empire 👑 ⁠⠀ This exercise is not about having a high or even a positive net worth, so don’t freak out if you’re looking at a negative number.⁠⠀ ⁠⠀ It’s about knowing where you stand, taking ownership of it, and committing to always moving forward in your financial life so that your net worth increases over time and eventually supports the future you really want.⁠⠀ ⁠⠀ Check out my free cash confidence challenge for this exercise and many more designed to help you take full ownership your 💸 empire at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ 📸 @cosmopolitan ⁠⠀ ⁠⠀ #personalfinanceforwomen #personalfinance #millennialmoney #financialfeminist #womenwithmoney #womeninmoney #womensempowerment #equalpay #thefutureisfemale #ladyboss #girlgang #hustle #knowyourworth #feminist #womeninbusiness #womensupportingwomen #womenentrepreneurs #femaleceo #workingwoman #sisterhoodovercompetition #newyearsresolution #newyears2020
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    Confession: I call my 💸 my empire. My empire might be small (for now), but I am COMMITTED to growing it.⁠⠀ Hands up if you're with me 🙌🏼 ⁠⠀ The boring translation of 'my empire' is 'my net worth'. But whatever you call it, you gotta know what's happening in it. Because if you don’t know where you currently stand, how can you effectively plan for the future?⁠⠀ ⁠⠀ In day 2 of my cash confidence challenge, we talk about taking inventory of your 💸 empire so you can take full ownership of it.⁠⠀ ⁠⠀ To start, you’ll need to create two lists -⁠one list with everything you own, financially speaking - think checking account balances, savings account balances, retirement account balances and assets with significant value like your home, car and any collectibles and their current value. ⁠⠀ ⁠⠀ And another list with everything you owe - credit card balances, student loan balances, car loans, etc.⁠⠀ ⁠⠀ Once you’ve filled out both lists, add up the value of everything you own (your assets), and subtract the total amount of everything you owe, (your debts). The result is your net worth = your empire 👑 ⁠⠀ This exercise is not about having a high or even a positive net worth, so don’t freak out if you’re looking at a negative number.⁠⠀ ⁠⠀ It’s about knowing where you stand, taking ownership of it, and committing to always moving forward in your financial life so that your net worth increases over time and eventually supports the future you really want.⁠⠀ ⁠⠀ Check out my free cash confidence challenge for this exercise and many more designed to help you take full ownership your 💸 empire at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ 📸 @cosmopolitan ⁠⠀ ⁠⠀ #personalfinanceforwomen #personalfinance #millennialmoney #financialfeminist #womenwithmoney #womeninmoney #womensempowerment #equalpay #thefutureisfemale #ladyboss #girlgang #hustle #knowyourworth #feminist #womeninbusiness #womensupportingwomen #womenentrepreneurs #femaleceo #workingwoman #sisterhoodovercompetition #newyearsresolution #newyears2020
  • What does a lifestyle I love look like 5 years from now? I spend A LOT of time thinking about my answer to this question before setting ANY New Years resolutions. ⁠⠀ ⁠⠀ It forces me to think beyond what’s in front of me to consider the bigger picture and get clear on my values and priorities. ⁠⠀ ⁠⠀ For example, if my ideal life 5 years from now is living in a Brownstone in Brooklyn while having the freedom and 💸 to travel around the world every month for work or vacation, I’m going to need to set very different goals in the next 12 months than if my ideal life is to own a home in the country where I can plant a garden to grow some of my own food while my husband starts a custom furniture business and we stay home with two kids.⁠⠀ ⁠⠀ So here’s a little formula to help get your brainstorming started….⁠⠀ ⁠⠀ 5 years from now I will be [age+5]. ⁠⠀ ⁠⠀ By then, I would like more [what you want more of] and less [what you want less of]. ⁠⠀ ⁠⠀ I would like to spend my time [what you’d like your days to look like]. And I’d like to be able to [what you’d like to afford].⁠⠀ ⁠⠀ For more, check out day 1 of my cash confidence challenge at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⁠⠀ ⁠⠀ And let me know what your 5 year vision looks like! ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #womensempowerment #thefutureisfemale #hustle #womeninbusiness #womensupportingwomen #womenentrepreneurs #workingwoman #sisterhoodovercompetition #newyearsresolution #newyears2020⁠ #goaldigger #goalgetter
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    What does a lifestyle I love look like 5 years from now? I spend A LOT of time thinking about my answer to this question before setting ANY New Years resolutions. ⁠⠀ ⁠⠀ It forces me to think beyond what’s in front of me to consider the bigger picture and get clear on my values and priorities. ⁠⠀ ⁠⠀ For example, if my ideal life 5 years from now is living in a Brownstone in Brooklyn while having the freedom and 💸 to travel around the world every month for work or vacation, I’m going to need to set very different goals in the next 12 months than if my ideal life is to own a home in the country where I can plant a garden to grow some of my own food while my husband starts a custom furniture business and we stay home with two kids.⁠⠀ ⁠⠀ So here’s a little formula to help get your brainstorming started….⁠⠀ ⁠⠀ 5 years from now I will be [age+5]. ⁠⠀ ⁠⠀ By then, I would like more [what you want more of] and less [what you want less of]. ⁠⠀ ⁠⠀ I would like to spend my time [what you’d like your days to look like]. And I’d like to be able to [what you’d like to afford].⁠⠀ ⁠⠀ For more, check out day 1 of my cash confidence challenge at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼)⁠⠀ ⁠⠀ And let me know what your 5 year vision looks like! ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #womensempowerment #thefutureisfemale #hustle #womeninbusiness #womensupportingwomen #womenentrepreneurs #workingwoman #sisterhoodovercompetition #newyearsresolution #newyears2020⁠ #goaldigger #goalgetter
  • Challenge to self and everyone else for 2020 - feed the dreams! ⁠⠀ ⁠⠀ Because we shouldn't be unable to open our bills until we've had a big glass of wine. ⁠⠀ ⁠⠀ And we shouldn't be afraid to break up with someone because of how much it will cost us. ⁠⠀ ⁠⠀ And we shouldn't find ourselves sobbing in the dentist's chair because of the cost of treatment.⁠⠀ ⁠⠀ Spoiler: I have been all three of these things, even with all of the luck and privilege in my life.⁠⠀ ⁠⠀ But at some point I realized that stressing about money wasn't the same thing as managing it.⁠⠀ ⁠⠀ I walk through my framework for channeling 💸 stress into taking 💸 control in my free 7 day cash confidence challenge 👉🏼 Check it out at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼) ⁠⠀ Because we should all feel as strong and confident managing our money as we do earning it 🙌🏼⁠⠀ ⁠⠀ ⁠⠀ 📸 @haleydrewthis⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #goalgetter #hustle #shinetheory #ladyboss #womeninbusiness #womenentrepreneurs #personalfinanceforwomen #personalfinance #millennialmoney #sisterhoodovercompetition #thefutureisfemale #womensupportingwomen⁠⠀
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    Challenge to self and everyone else for 2020 - feed the dreams! ⁠⠀ ⁠⠀ Because we shouldn't be unable to open our bills until we've had a big glass of wine. ⁠⠀ ⁠⠀ And we shouldn't be afraid to break up with someone because of how much it will cost us. ⁠⠀ ⁠⠀ And we shouldn't find ourselves sobbing in the dentist's chair because of the cost of treatment.⁠⠀ ⁠⠀ Spoiler: I have been all three of these things, even with all of the luck and privilege in my life.⁠⠀ ⁠⠀ But at some point I realized that stressing about money wasn't the same thing as managing it.⁠⠀ ⁠⠀ I walk through my framework for channeling 💸 stress into taking 💸 control in my free 7 day cash confidence challenge 👉🏼 Check it out at stefanieoconnell.com/cash-confidence (link in bio @stefanieoconnell 👈🏼) ⁠⠀ Because we should all feel as strong and confident managing our money as we do earning it 🙌🏼⁠⠀ ⁠⠀ ⁠⠀ 📸 @haleydrewthis⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ #goalgetter #hustle #shinetheory #ladyboss #womeninbusiness #womenentrepreneurs #personalfinanceforwomen #personalfinance #millennialmoney #sisterhoodovercompetition #thefutureisfemale #womensupportingwomen⁠⠀
  • What's the BEST thing you spent money on this year💸? Saw my girl @webravelygo ask this question a couple of days ago and it got me thinking about my best 2019 buys.⁠⠀ ⁠⠀ My top 5 are....⁠⠀ ⁠⠀ 1. My biz (as always). Honestly, 2019 was NOT a record profit year for the biz. While still generating six figures in revenue, operating expenses and biz reinvestment came out to over 80k 🤪⁠⠀ ⁠⠀ Namely, in bringing @statement_event to NYC this May and launching @statementcards in October. ⁠⠀ ⁠⠀ While these two ventures are not yet $ successes, I still consider them my greatest professional achievements of the year. And I'm looking forward to 2020 being a year of REAPING the seeds that were SOWED in 2019.⁠⠀ ⁠⠀ ⁠⠀ 2. My wedding. You all know I dropped A BUNCH of money on my wedding weekend. 5 months later, I still have NO regrets (check out my #weddingfiles highlight for more deets.)⁠⠀ ⁠⠀ ⁠⠀ 3. My classpass membership. I took over 50 barre classes this year (in addition to my regular running regimen), which means I paid for classpass almost ALL year long. (Not like how I used to, canceling and reactivating my membership every few months in the hopes of getting a free month offer to rejoin 😉).⁠⠀ ⁠⠀ While it's an extra ~$80/month I have to work into my spending plan, I've honestly never felt stronger or more comfortable in my body than I do now. Which at 33, I think is worth a lot more than it costs me.⁠⠀ ⁠⠀ ⁠⠀ 4. Travel (as always). Hubs and I kicked off the year with a two week cruise to the Carribbean, and rounded out the summer with our honeymoon in Mallorca. ⁠⠀ ⁠⠀ With our wedding fully paid off and no plans to purchase a home or anything else major in our immediate future, we're looking forward to continuing our travel spending with some pretty epic adventures in 2020 ✈️ ⁠⠀ ⁠⠀ 5. Drinks, lattes & dinners with friends. Money spent on food and drinks while catching up with friends and family brings me ALL the joy. Hoping to enjoy more of it in 2020. 🥂⁠⠀ ⁠⠀ Your turn. What are the BEST things you spent money on this year? ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠#worthit #millenialmoney #personalfinance #personalfinanceforwomen #goals #goaldigger
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    What's the BEST thing you spent money on this year💸? Saw my girl @webravelygo ask this question a couple of days ago and it got me thinking about my best 2019 buys.⁠⠀ ⁠⠀ My top 5 are....⁠⠀ ⁠⠀ 1. My biz (as always). Honestly, 2019 was NOT a record profit year for the biz. While still generating six figures in revenue, operating expenses and biz reinvestment came out to over 80k 🤪⁠⠀ ⁠⠀ Namely, in bringing @statement_event to NYC this May and launching @statementcards in October. ⁠⠀ ⁠⠀ While these two ventures are not yet $ successes, I still consider them my greatest professional achievements of the year. And I'm looking forward to 2020 being a year of REAPING the seeds that were SOWED in 2019.⁠⠀ ⁠⠀ ⁠⠀ 2. My wedding. You all know I dropped A BUNCH of money on my wedding weekend. 5 months later, I still have NO regrets (check out my #weddingfiles highlight for more deets.)⁠⠀ ⁠⠀ ⁠⠀ 3. My classpass membership. I took over 50 barre classes this year (in addition to my regular running regimen), which means I paid for classpass almost ALL year long. (Not like how I used to, canceling and reactivating my membership every few months in the hopes of getting a free month offer to rejoin 😉).⁠⠀ ⁠⠀ While it's an extra ~$80/month I have to work into my spending plan, I've honestly never felt stronger or more comfortable in my body than I do now. Which at 33, I think is worth a lot more than it costs me.⁠⠀ ⁠⠀ ⁠⠀ 4. Travel (as always). Hubs and I kicked off the year with a two week cruise to the Carribbean, and rounded out the summer with our honeymoon in Mallorca. ⁠⠀ ⁠⠀ With our wedding fully paid off and no plans to purchase a home or anything else major in our immediate future, we're looking forward to continuing our travel spending with some pretty epic adventures in 2020 ✈️ ⁠⠀ ⁠⠀ 5. Drinks, lattes & dinners with friends. Money spent on food and drinks while catching up with friends and family brings me ALL the joy. Hoping to enjoy more of it in 2020. 🥂⁠⠀ ⁠⠀ Your turn. What are the BEST things you spent money on this year? ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠⠀ ⁠#worthit #millenialmoney #personalfinance #personalfinanceforwomen #goals #goaldigger