Here are 6 questions to ask yourself to find out what skills you can monetize ⤵️ Figuring out what skills you have that you can also monetize can sometimes seem difficult but we all have something unique and special inside of us. Ask yourself these questions to identify your skills and then create an action plan that will help you use the skills you already have and possibly learn new skills. This action plan could lead to additional streams of income that way you can be better prepared when any recession hits. Identifying your skill set now will allow you to navigate a recession with financial confidence. The questions: 💰 What do I enjoy doing? 💰 What am I able to do with little effort? 💰 What do other people ask me to do often? 💰 What am I already known for? 💰 What skills and experience do I already have? 💰 What new skills am I able to quickly learn? What skills of your own have you learned to monetize? 
Mood today and everyday! What is something you’re thankful for AND ready for more of? 
Gifts don’t have to break the bank. Sometimes it’s the little things that make the biggest impact. What’s the best inexpensive gift you ever received? 
Give thanks daily. A grateful heart is a magnet for more blessings. 
Black Friday sales are probably already heavy underway so here are a few tips so you can be wise with your coins before you get to shopping for your loved ones! 
It is estimated that more than 90% of minority-owned businesses did not get access to stimulus dollars. According to Time.com, of all of the businesses that have struggled to access relief from the Paycheck Protection Program, minority-owned businesses have taken the biggest hit. So, if you are a minority business owner, we have one word for you: 𝐆𝐑𝐀𝐍𝐓𝐒 Before you hit send on that grant application though, here is what you will need to know and do to make sure your application is complete! 
It's okay to express your needs & to establish assertive boundaries. What is a boundary that you have set? 
Plan for incidentals. Your savings are important regardless of your current life stage or season. According to Magnify Money, a leading financial news website, 30% of American households have less than $1,000 saved. We don’t know about y’all, but a lot of quarantine pregnancies have been popping up and we want to say that when it comes to being a parent, the amount you will need varies based on your employment situation and whether or not your parental leave will be compensated. When preparing for birth we suggest planning for incidentals not covered in your monthly budget or potentially by your insurance such as an in-office procedure. Are you or someone you know expecting? Celebrate the mommies to be in the comments! 
Read that again and do some research because @financiallituation said it best “We either focus on spending all the money we have or spending money we don’t. Because YOLO, right? Let’s build wealth more than we build worry within our communities.” . . . #repost 
Or have you already done? 👀 Short term challenges are great for building discipline and creating new habits so which of these would you do?